A public adjuster is immensely helpful to those insured individuals who could not rightly present their claim settlement case and hence suffer a loss. Public adjusters not just provide valuable consultation to the insured on various options available, but also help them in filling recovery forms, preparing inventory lists, estimates on structural damages, etc. In addition, they also come forward to find a temporary place where the panicked individuals can put on. This help particularly important when their home is so badly damaged that it is not good enough to live in. In other words, role of public adjusters is quite versatile – far beyond what one can perceive.
However, these experts work only for the victims of property related mishaps. Their purview very much involves households, public offices, buildings, businesses, etc. Such cases are identified as “first party property claims.” On the contrary, if you are in Philadelphia and your property has suffered loss because of a third person, claim will be deemed as “third party property claim” by concerned Philadelphia public adjuster. Such a case can occur when somebody’s vehicle has run into your property and thereby caused damage. It is important to note here that, any public adjuster cannot directly involve with the third party for a negotiation. His role is only limited to provide a consultation in view of value of claim or to assist an attorney in putting his client’s claim forward.
Even if you carry the best insurance policy and cover a good range of losses, you cannot ignore the role of this person.
Public Adjuster in Philadelphia and New Jersey 